Seeking and securing Social Security Disability (SSD) benefits can be a daunting and perplexing task. With around 70% of initial applications fbeing denied, you may question the value of even applying for assistance. Attorney Mark Wilson, an adept SSD lawyer practicing in LaSalle, understands your concern and stands ready to assist you in securing the compensation you deserve.
Understanding Social Security Disability Insurance and Supplemental Security Income
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are financial assistance programs managed by the Social Security Administration (SSA). These programs provide income for individuals unable to work because of injuries, health problems, or other disabilities.
-
Social Security Disability Insurance (SSDI): Eligibility for this program is based on a person’s work history and earning record rather than financial need. It provides benefits to disabled individuals who have paid Social Security taxes through their work history, have accumulated sufficient work credits, and are unable to work for 12 consecutive months because of their disability.
-
Supplemental Security Income (SSI): This program provides financial assistance to disabled individuals without sufficient work history to qualify for SSDI who are unable to support themselves financially. SSI is essentially a needs-based program that requires applicants to meet specific income and disability criteria to qualify for assistance.
The SSA Bluebook
The Social Security Administration’s Blue Book is a comprehensive guide that outlines the criteria used to evaluate an individual’s claim for SSDI or SSI benefits due to their disability.
The Blue Book is divided into two parts, A and B.
-
Part A lists medical conditions, often referred to as impairments, and the specific criteria for each condition to qualify for disability benefits.
-
Part B provides guidelines for evaluating the severity of functional limitations caused by medical conditions that do not appear in Part A.
Generally, the Blue Book serves as a valuable resource for evaluating disability claims. However, its complexity and limitations can present challenges for individuals seeking disability assistance. Working with a qualified disability attorney like Mark Wilson can help you navigate the complexities of the disability evaluation process and increase your chances of securing assistance.