Protecting Naperville Workers – Compensation for Work Related Injuries
When you’re injured on the job, it can significantly impact your life and the lives of your family members – often leaving you with costly medical bills, lost wages, and occasionally, lasting physical disabilities. In order to protect both employees and employers from suffering extreme losses related to workplace injuries, employers in Illinois are required to carry workers’ compensation insurance.
Employers in Naperville, IL carry this mandatory insurance, which protects workers from financial hardship after being involved in a workplace accident, while protecting employers from being sued by their employees.
When a person is injured at work, they can file a workers’ comp claim to cover costs of medical care, lost wages, etc. However, in some cases, an employer or insurance company may not approve the claim. Other times, an employee is left to fend for themselves after discovering their employer never had workers’ compensation insurance at all.
Additionally, even when a claim is approved, the injured employee may find that the compensatory benefits offered are not nearly enough to cover their medical bills, or living expenses normally covered by their wages.
In these situations, it is vital that the injured party reach out to a qualified workers’ comp attorney in Naperville, IL, as soon as possible. Without proper legal representation, bills, lost wages, and other damages can pile up, leaving the injured worker with expenses they can’t afford.
How Do You Know if You’re Eligible for Workers’ Comp?
Workers’ compensation eligibility relies on whether or not your injury was sustained at work and how you sustained it. If you were injured on the job, you should be eligible for a workers’ compensation claim in Illinois. However, you must be able to prove your injury was sustained at work, and was not due to unlawful action, or behavior that went against company rules/guidelines.
It is also essential that you file a report with your employer as soon as possible after you are injured. This will ensure your injury claim is documented, and help support your case going forward.
Additionally, there may be an opportunity to file a third party claim if another party’s actions led to your injuries, such as a product manufacturer or contractor who failed to follow safety regulations.
Types of Workers’ Compensation Benefits
Workers’ comp benefits fall under the following categories:
- Payment towards Medical Bills
- Payment towards Lost Wages
- Disability Benefits (includes Permanency Award)
- Death (these benefits are paid to the surviving family of the deceased)
It should be noted that payment towards missed time at work is calculated based on an employee’s average weekly wages.
Common Types of Injuries in Workers’ Comp Claims
Common types of injuries sustained that usually call for workers’ comp claims include the following:
- Back/Spinal Cord Injuries
- Broken Bones
- Injuries Caused by Defective Products
- Injuries Caused by Machinery
- Knee Injuries
- Chemical Exposure
- Traumatic Brain Injuries
- Carpal Tunnel/Cubital Tunnel Syndrome
Why Work with A Workers’ Compensation Attorney in Naperville, Illinois
Working with a qualified Illinois workers’ compensation lawyer will ensure you get the best chances at obtaining maximum compensation for your injuries. The team at Mark Wilson Law Office has extensive experience fighting for workers’ rights and getting people the benefits they need.
If you are struggling with filing a claim, your employer or the insurance company doesn’t want to acknowledge your claim, or you feel you should be receiving more in compensatory benefits, contact our law firm today.
Mark Wilson Law Office – A Naperville Workers’ Compensation Lawyer
At Mark Wilson Law Office, we work personally with each client to ensure we fully understand the scope of their injuries, and the details of their case. When you contact us for workers’ comp representation in Naperville, IL, you will find that we confidently handle every aspect of the legal process so you can focus on recovery.
Contact us today at (815) 408-6330 to schedule a free consultation.